3041 CLIFFORD STREET, Punta Gorda, FL, 33980 | $409,000

Discover the ultimate Florida waterfront lifestyle in this beautifully updated pool home. Offering 3 bedrooms, 2. 5 bathrooms, and a 2-car garage, this residence blends comfort, functionality, peace of mind, and income-producing potential in one exceptional package.
Inside, you’ll find an open and airy layout designed for both everyday living and entertaining. Vaulted ceilings and abundant natural light enhance the home’s spacious and inviting atmosphere, while the living, dining, and kitchen areas flow seamlessly together.
The thoughtfully designed split-bedroom floor plan provides added privacy, with the primary suite tucked away from the guest bedrooms and featuring direct access to the pool area, walk-in closet, as well as a private outdoor solarium/courtyard area. A dedicated laundry room with a new washer and dryer (2025) adds everyday convenience.
Step outside to your own backyard oasis, where the screened-in pool area overlooks peaceful waterfront views. Recent pool upgrades include resurfacing and child safety fence. A newer pool heater installed in 2020, allowing for year-round enjoyment.
Major updates include a new tile roof (2024), A/C system (2023), water heater (2023), luxury vinyl flooring and tile throughout, a fully updated kitchen with new appliances (2025), renovated bathrooms (2025), and fresh interior and exterior paint, making this home truly move-in ready. The garage also features a bonus game room/flex space, perfect for entertaining, hobbies, or additional guest enjoyment.
With no HOA and short-term rental-friendly zoning, this property offers outstanding flexibility for personal use, seasonal living, or investment income. Whether you’re searching for a waterfront retreat, vacation rental, or full-time residence, this home delivers the very best of Florida coastal living

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 1980
  • Garage: 2-car Circular Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,890
  • Acreage: 0.23
  • Est. Taxes: $2,113
  • View: Water
  • Water Front: Yes
  • Pool: Child Safety Fence, Heated, In Ground, Screen Enclosure
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: TB8510080
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8510080/3041cliffordstreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2026 11:47:08 AM)
Listing courtesy of MCPEAK REALTY GROUP INC   Phone: 813-352-6659

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3041 CLIFFORD STREET, Punta Gorda, FL, 33980

$409,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,200 $327,200 $327,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $176 $176 $176
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,960 $2,041 $2,695
Total Monthly Payment $2,211 $2,292 $2,946

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.