216 51ST STREET CIRCLE E, Palmetto, FL, 34221 | $240,000

Tucked within a welcoming 55+ community, this beautifully maintained two-bedroom, two-bath villa with a two-car garage offers the ease of low-maintenance living without sacrificing comfort or charm. Soaring vaulted ceilings and warm floors set the tone the moment you walk in. An open, airy living space that feels both spacious and inviting. The seamless flow from living room to dining area to kitchen makes entertaining effortless, while sliding glass doors draw your eye straight through to the screened lanai and the tranquil pond beyond. The primary suite is a true retreat; generous in size, bathed in soft natural light through plantation shutters. A private slider opens directly to the lanai, making morning coffee in the fresh air a daily luxury, with an ensuite bath just steps away. The dedicated office/den is equally impressive. Outfitted with custom built-in cabinetry, glass-front uppers, a wraparound desk, and generous storage from floor to ceiling. Whether you're working from home or simply need a beautiful space to organize your life, this room delivers. And finally, there's the view! Moss-draped live oaks framing a serene pond, reflected sky, and the quiet rhythm of Old Florida at its finest.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener, Off Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,435
  • Est. Taxes: $1,554
  • HOA Fee: $386 Monthly
  • Adult Communities: Yes
  • Elem. School: Palm View Elementary
  • High School: Palmetto High
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Dryer, Microwave, Washer
  • MLS#: A4693872
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4693872/21651ststreetcirclee_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 12:47:08 PM)
Listing courtesy of Compass Florida LLC   Phone: 941-279-3630

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

216 51ST STREET CIRCLE E, Palmetto, FL, 34221

$240,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $192,000 $192,000 $192,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $130 $130 $130
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,182 $1,212 $1,594
Total Monthly Payment $1,387 $1,417 $1,799

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.