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Belleair Beach is one of Pinellas County's quieter beach communities, a low-density residential enclave where the streets end at private beach access and the horizon belongs almost entirely to the residents. This two-bedroom, two-bath home sits 140 yards from that shoreline, close enough to hear the Gulf on a still morning and walk to the sugar sand in under three minutes.
The home was fully renovated in 2025 with new electrical, new HVAC, new luxury vinyl plank flooring through the main living areas, quartz countertops in both the kitchen and baths, updated vanities and fixtures, fresh interior and exterior paint, and a hurricane-rated garage door. The solid block construction from 1955 is the foundation; everything else is new. The kitchen pairs distressed gray cabinetry with white-veined quartz and a wine cork backsplash that reads as personal rather than produced. A built-in entertainment wall anchors the main living room.
A covered front porch frames the entry, and inside, the primary living space opens to a flex room separated by a custom barn door, appropriately sized for a dedicated home office, studio, or family room depending on the season. Oversized windows look directly to the fenced backyard, where a paver patio with string lights, a fire pit, and a convenient outdoor shower for post-beach cleanup creates the kind of outdoor setup that earns use well past sunset. Both baths have been fully updated with oversized walk-in showers, wainscoting, and sleek modern fixtures, and the primary suite connects directly to one of them. Both bedrooms are fitted with oversized built-in closets, custom organization systems, and over-closet storage consoles with the primary bedroom also boasting a separate cedar closet.
A two-car attached garage, paver driveway, and a lot at 8, 000 square feet with room for a pool or further outdoor expansion complete the property. The park at 20th Street is a short walk and Intracoastal access sits nearby. The private beach entrance with fishing dock at the end of 19th Street belongs to residents alone. Belleair Beach enforces low-density residential zoning that keeps it exactly as it is, without high-rises or commercial development along the Gulf. Move-in ready and turnkey.
If a fully rebuilt home with thoroughly documented and permitted renovation in one of Pinellas County's most deliberately low-density beach communities, with private Gulf access, and nothing left to do besides adding your personal touches, is the right structure for where you're headed, this one is worth seeing in person.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $572,000 | $572,000 | $572,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $610 | $610 | $610 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,426 | $3,569 | $4,712 |
| Total Monthly Payment | $4,128 | $4,271 | $5,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.