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Welcome to 324 First Avenue in the heart of Kingston -- a bright and inviting raised ranch that perfectly blends city convenience with a peaceful, country-like setting. Tucked on a hillside lot with municipal water and sewer, this well-maintained home offers approximately 1, 950 square feet of versatile living space on a quarter-acre parcel.
Step inside to discover soaring vaulted ceilings and skylights that flood the main living area with natural light, creating an open and airy atmosphere ideal for both everyday living and entertaining. The spacious kitchen flows seamlessly into the dining and living areas, with easy access to the rear deck -- perfect for summer gatherings, morning coffee, or quiet evenings overlooking the private backyard.
The upper level features two comfortable bedrooms and a full bath, while the lower level offers exceptional flexibility with a third bedroom, additional family room, full bathroom, laundry area, and mudroom with direct driveway access. Whether you need guest accommodations, work-from-home space, recreation space, or multi-generational living potential, this layout delivers endless possibilities.
Outside, the property offers mature landscaping, sloped terrain for added privacy, and a backyard retreat complete with multiple levels and room for gardening or outdoor enjoyment. Located just minutes from Kingston's vibrant Uptown Stockade District, restaurants, shopping, parks, and commuter routes, this home combines tranquility with accessibility.
A rare opportunity to own a spacious, light-filled home in one of Kingston's most desirable and evolving neighborhoods.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $663 | $663 | $663 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,438 | $2,500 | $3,288 |
| Total Monthly Payment | $3,176 | $3,238 | $4,026 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.