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Dreaming of making the move to Florida? Maybe it’s finally time to become a snowbird and trade snow shovels for sunshine! Imagine waking up to warm breezes, blue skies, and palm trees instead of icy driveways and freezing temperatures. Whether you’re searching for a full-time residence, winter retreat, or seasonal getaway, this beautifully maintained condo offers the Florida lifestyle you’ve been waiting for. Located in the highly desirable 55+ community of On Top of the World, this spacious condo is filled with warmth, charm, and natural light. The oversized living and dining area creates the perfect space for entertaining, featuring an entire mirrored accent wall that enhances the open feel of the home, while cheerful coastal colors throughout add the perfect touch of Florida flair. Large windows allow sunlight to pour in, creating a bright, airy atmosphere that instantly feels welcoming and relaxing. The kitchen offers abundant cabinet and counter space with a functional open layout that flows seamlessly into the additional sitting and dining area in the sunroom is the perfect spot to enjoy your morning coffee or a freshly squeezed glass of orange juice, before heading out for a round of golf, a pickleball match, or an afternoon lounging poolside with friends. Lovingly cared for, this condo also offers exceptional convenience with two exterior entrances, one located just steps from the building laundry facilities, along with nearby elevator access for easy everyday living. And the lifestyle? Absolutely unbeatable. Residents enjoy complimentary golf on two private golf courses, two heated swimming pools, tennis and pickleball courts, a remodeled cardio fitness center, billiards, hobby studios, woodworking shop, fitness classes, dancing, entertainment, and over 150 clubs and social activities. The community is also wonderfully pet-friendly, featuring a fenced dog park with covered seating, plus the popular on-site Good Karma Café for quick meals, snacks, and social gatherings. Residents also enjoy access to two private fishing piers exclusively for community residents that's perfect for casting a line, relaxing by the water, enjoying nature, watching wildlife, or simply soaking in another breathtaking Florida sunset. This isn’t one of those 55+ communities tucked away out in the middle of nowhere! On Top of the World is perfectly hidden within its own peaceful, resort-style setting while still placing you just minutes from everything your heart desires. From award-winning Gulf beaches and waterfront dining to shopping, golf, entertainment, airports, parks, medical facilities, and everyday conveniences, you’re truly in the heart of Clearwater living. Enjoy easy access to Clearwater Beach, charming Dunedin, Countryside Mall, and endless nearby activities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$124,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $99,920 | $99,920 | $99,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $164 | $164 | $164 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $615 | $631 | $830 |
| Total Monthly Payment | $854 | $870 | $1,069 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.