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Conveniently located to Downtown Summerville, shopping and dining along the Hwy 78 corridor, Nexton, Palmetto Commerce Parkway, I-26, and employers including Volvo and Boeing, this beautifully maintained 2020-built home offers the perfect blend of comfort, convenience, and privacy. Situated alongside wooded wetlands that will not be built on, the property enjoys peaceful greenspace views and a spacious backyard setting. Even better, the HOA is just $475 annually. Featuring nearly 1, 900 square feet, this thoughtfully upgraded home offers 3 bedrooms, 2. 5 bathrooms, and numerous improvements completed since construction. Upon entering the home, you are greeted by a versatile study/flex space conveniently positioned near the front entry -- ideal for a private home office, sitting room, or formal dining area depending on your needs. The open-concept family room and kitchen create an inviting layout perfect for both everyday living and entertaining. The kitchen is beautifully designed with 42'' cabinets, granite countertops, a large kitchen island, and abundant cabinet and counter space. Upstairs, the spacious primary suite serves as a relaxing retreat and features a large walk-in closet and well-appointed primary bathroom. Two additional bedrooms are generously sized, while the expansive loft provides excellent additional living space perfect for a media room, playroom, or second sitting area. A conveniently located upstairs laundry room adds to the home's practical design. Enjoy relaxing on the screened porch overlooking the large backyard and protected natural greenspace. Additional features include a 2-car garage equipped with a split-unit system -- ideal for a workshop, home gym, hobby space, or year-round comfort. Use Seller's Preferred Lender to buy this home and receive an incentive towards your closing costs or rate buydown.
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Our Executive Mortgage Banker:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,965 | $2,044 | $2,672 |
| Total Monthly Payment | $2,040 | $2,119 | $2,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.