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GROUND FLOOR living in On Top of the World means no stairs, no elevator waits, no carpet in sight, and two personal patios to step out onto whenever the Florida air calls. This 1-bedroom, 1-bath condo with a step in shower, is in one of Clearwater's most beloved 55+ communities. It offers the NEWER 2016 windows/door, 825 square feet of comfortable, easy-care living with a community built around actually enjoying your days.
Inside, a pass-through from the kitchen to the dining area keeps things open and connected, easy for morning coffee or tea, easy for hosting a neighbor for lunch. Enjoy your rare personal COVERED back patio AND your front patio and you'll understand why so many residents here never want to leave. This unit is IDEALLY LOCATED on a cul-de-sac and your assigned parking spot sits right out front, making bringing groceries hassle free. The building laundry is conveniently steps away. The main activity (east) center is so close it’s practically outside your door!
Amenities is where On Top of the World earns its name: two heated pools, a hot tub, sauna, and a fully equipped cardio fitness center. Two private golf courses, an 18-hole and a 9-hole, are free exclusively for resident owners. Tennis courts, pickleball courts, shuffleboard courts, lawn bowling courts, a nature's gym, and a pavilion park round out the outdoor options. The fenced dog park has covered seating. Hobby studios, a wood shop, a billiards room, and the on-site Good Karma Café, keep daily life convenient and social. TWO activity centers host a full calendar year-round, more than 175 clubs to choose from, tribute band performances, bingo, farmers markets, food truck days, fitness classes, dancing, theater, and more. There's always something happening! Scheduled community transportation picks up right at your building and runs regularly to Publix, Walmart, Countryside Mall, Clearwater Mall, and beyond.
This property is being transferred by a leasehold estate deed. Association approval is required. Monthly fees cover internet, cable, and water. If financing, 35% down is required.
Many beaches are close! The lifestyle is here! Schedule your showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $100,000 | $100,000 | $100,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $100 | $100 | $100 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $616 | $631 | $830 |
| Total Monthly Payment | $791 | $806 | $1,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.