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This raised ranch in the village of Fishkill offers a practical layout, flexible living space, and outdoor features that fit today’s buyer search criteria. Set on a flat 0. 49-acre property within the Wappingers Central School District, the home includes 3 bedrooms, 2 full baths, hardwood floors, recessed lighting, and a welcoming foyer entry. The main level features a bright living room, dedicated dining area, and an updated kitchen with modern counters and direct access to the back deck, creating an easy flow for everyday living and entertaining. The primary bedroom offers comfortable proportions and convenient access to the full bath, while two additional bedrooms provide flexibility for guests and hobby space. The finished lower level expands the home’s functionality with a large room, second full bath, laundry area, storage space, and attached garage access. Buyers searching for a house with finished basement space, bonus recreation area, or flexible work-from-home setup will appreciate the layout options this home provides. Outside, the spacious backyard and elevated deck create usable outdoor living space for dining, gatherings, gardening, or relaxing. Conveniently located near Route 9, I-84, Fishkill Village, Beacon, local destinations, Fishkill Farms, and local Hudson Valley hiking destinations, the property combines commuter accessibility with access to shopping, dining, recreation, and weekend destinations.
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Our Executive Mortgage Banker:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $702 | $702 | $702 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,458 | $2,521 | $3,315 |
| Total Monthly Payment | $3,235 | $3,298 | $4,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.