204 SETTLERS ROW N, Ponte Vedra Beach, FL, 32082 | $3,700,000

Set behind the gates of prestigious The Plantation at Ponte Vedra Beach, this extensively renovated golf course estate offers an exceptional blend of luxury, comfort, and resort-style living. Perfectly positioned along the 10th fairway, the home features more than 5, 300 square feet of beautifully updated living space with five ensuite bedrooms and a private detached casita.

Originally transformed through a comprehensive renovation in 2022, the home showcases timeless finishes and thoughtfully curated design throughout, including a completely reimagined kitchen, updated baths, custom millwork, new flooring, fresh interior paint, designer lighting, and refined architectural details. Designed for both everyday living and entertaining, the chef's kitchen features a large center island, premium appliances including a Fisher & Paykel double gas range and Sub-Zero refrigeration, wet bar, wine storage, ice maker, and additional beverage refrigeration. The spacious owner's suite serves as a private retreat with oversized dual walk-in closets and spa-inspired bath amenities, while the upper level offers a generous loft and three ensuite guest bedrooms. The detached casita provides ideal flexibility for guests, extended family, or a private executive office, complete with soaring ceilings, custom built-ins, plantation shutters, French doors, and a full bath. Outdoor living is equally impressive, with a screened lanai overlooking the golf course, resort-style pool and spa, a tranquil fountain feature, and pergola with a wood-burning fireplace. Integrated Sonos audio extends throughout the home, casita, and outdoor entertaining spaces. For added comfort and peace of mind, the home is also equipped with a whole-house generator, ensuring seamless living year-round. Additional recent improvements include a new roof (2023), three HVAC systems (2022), complete home re-pipe (2026), and upgraded water heating systems including tankless service for the casita. Residents of The Plantation at Ponte Vedra Beach enjoy an unparalleled private club lifestyle featuring championship golf, Har-Tru tennis courts, pickleball and croquet, a state-of-the-art fitness center, elegant clubhouse dining, and an exclusive oceanfront beach club with direct beach access, resort-style pool, restaurant, and sweeping Atlantic Ocean views. Located within one of Ponte Vedra Beach's most sought-after gated communities, this move-in ready estate offers sophisticated coastal living in an extraordinary setting.

Features

  • Amenities: Pool, Other, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Park, Pickleball, Playground, Sauna, Security, Tennis Court(s)Gated
  • Bedrooms: 5
  • Baths: 5 full / 1 half
  • Laundry: Lower Level, Sink
  • Style: Traditional
  • Year Built: 1997
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 5,346
  • Acreage: 0.42
  • Est. Taxes: $30,622
  • HOA Fee: $2,046 Monthly
  • Lot Desc: Dead End Street, On Golf Course
  • View: Golf Course
  • Elem. School: Ocean Palms
  • Middle School: Alice B. Landrum
  • High School: Ponte Vedra
  • Pool: In Ground, Screen Enclosure
  • Appliances: Dishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • MLS#: 2146322
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /eprop/2146322/204settlersrown_pontevedrabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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204 SETTLERS ROW N, Ponte Vedra Beach, FL, 32082

$3,700,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,960,000 $2,960,000 $2,960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $2,552 $2,552 $2,552
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $17,747 $18,225 $24,978
Total Monthly Payment $20,424 $20,902 $27,655

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.