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**Seller willing to contribute to buyer's closing costs** Thank you for considering our home. We have lived here since the home’s completion by the builder, and it has exceeded our every need. As you enter our home you’ll notice we converted the home office into a gym to meet our personal fitness goals and this space has been a space to not only challenge ourselves, but to recharge. As you continue down the hall, you come to the formal dining room. While not used every day, this space has been perfect for entertaining large groups of family and friends, sharing meals and enjoying game nights. Opening into the kitchen, you will notice the spacious, open floor plan. This space has been the heart of our home. We have prepared countless meals while entertaining friends and family without ever feeling locked in the kitchen. The wood shelving in the pantry, and especially the large spice rack, really adds to the feeling of a true chef’s kitchen. Having a separate coffee bar also allows for added functionality within the space. Next is the mother-in-law space. My mother has lived with us for a few years now and this space has allowed a sense of independence for her while allowing for us to care for her needs. I could see this space being used as a playroom, guest space, or home office. Upstairs, the bonus space has been exceptional for our family. We have used this space for everything from epic Mario Cart battles, to homeschooling and movie nights with popcorn and friends. The master suite has been a haven for my wife and I where we can relax, enjoy a cup of coffee in the sitting area, as we prepare for the day or catch up at the end of one. Having three additional bedroom spaces upstairs has allowed for us to have plenty of space for guests and a craft room for my wife, while never having to sacrifice our son’s privacy. The last thing I will leave you with, aside from my thanks for your consideration is the rear of the property. We selected this lot as it does not have any neighbors behind you, giving you the sense of largess with views of trees gently swaying in the background. The sun sets across the backyard and as the evening cools, we have enjoyed many times listening to great music in the back yard around a fire. Many thanks, and my hope is that your family will have many wonderful memories together in this home.
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Our Executive Mortgage Banker:
$479,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,920 | $383,920 | $383,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,299 | $2,424 | $3,188 |
| Total Monthly Payment | $2,374 | $2,499 | $3,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.