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Nestled on a quiet cul-de-sac in desirable West Redding, this inviting 4 bedroom, 2. 5 bath home offers the perfect blend of comfort, space, sustainability, and commuter convenience. Located in a town affectionately known as the "Vermont of Connecticut, " Redding is cherished for its scenic wooded landscapes, top ranked schools, and peaceful atmosphere. Inside, a thoughtfully designed floor plan provides both functionality and warmth. The spacious front to back living room features a classic wood burning fireplace, creating the perfect gathering space for relaxing or entertaining. A formal dining room with beautiful built in banquet cabinets, while a private home office offers flexibility for today's work from home lifestyle. A standout feature is the expansive bonus room, currently used as an art studio, offering endless possibilities as a playroom, media room, gym, or creative space. Upstairs, four generously sized bedrooms and two full baths provide comfortable accommodations for family and guests alike. Outdoor living is equally inviting. The large screened in porch is the ideal place to enjoy a quiet morning coffee or unwind with an afternoon cocktail while taking in the peaceful surroundings. Just beyond, the paver patio creates the perfect setting for roasting marshmallows, entertaining guests, or simply enjoying the idyllic scenery that makes Redding so special. Additional highlights include 25 seller owned solar panels for enhanced energy efficiency and an electric car charger for modern convenience. The large walkout basement offers tremendous potential to be finished for additional living space if desired. Ideally located just moments from the Metro-North station with direct access to NYC, this home offers the rare opportunity to enjoy privacy, nature, and convenience all in one exceptional offering.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Hardwood Floor | Upper |
| Formal Dining Room | Built-Ins,Hardwood Floor | Main |
| Kitchen | Bay/Bow Window,Granite Counters,Tile Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Office | Hardwood Floor | Main |
| Primary BR Suite | Bedroom Suite,Full Bath,Stall Shower,Hardwood Floor | Upper |
| Rec/Play Room | Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,021 | $1,021 | $1,021 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,936 | $4,036 | $5,308 |
| Total Monthly Payment | $5,049 | $5,149 | $6,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.