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Completely renovated just 4 years ago, this beautifully updated 4-bedroom, 2-bath Ranch home with a dedicated office offers exceptional style, comfort, and functionality throughout. Situated on approximately 1/3 acre in desirable South Setauket, this home features an expansive open-concept L-shaped floor plan with soaring 11-foot vaulted ceilings, custom coffered ceilings, and built-in cabinetry flanking a stunning fireplace. The chef’s kitchen is designed for entertaining with a massive 10’ x 5’ island seating up to 10, a 36” professional propane range, drawer microwave, wood exhaust hood, and abundant prep and storage space. Additional entertaining features include an 8-foot wet bar complete with mini refrigerator. Enjoy seamless indoor/outdoor living with a full 16’ x 28’ covered porch featuring ceiling fans and lighting. Interior upgrades include wide plank vinyl flooring throughout the main living areas, carpeted bedrooms, heated bathroom floors, custom mudroom with built-in cubbies, coat hooks, and dual closets, updated electric, all-new overhead plumbing, new HVAC system, propane heat, and a new electric hot water heater. Exterior improvements include a new roof, new siding, some new windows, new driveway with cobblestone accents, front yard sprinklers, custom shed, and sewer connection. Gas is available on the block. Oversized 1. 5-car garage completes this exceptional move-in ready home. Located Minutes Stonybrook University & Hospital , Train station and more. . .
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Our Executive Mortgage Banker:
$899,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,999 | $719,999 | $719,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,362 | $1,362 | $1,362 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,032 | $4,375 | $6,027 |
| Total Monthly Payment | $5,486 | $5,829 | $7,481 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.