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This charming & spacious ranch in Arnold Mills neighborhood of North Cumberland is what you have been waiting for! Custom wood cathedral ceiling with wood beams in the cook's kitchen with breakfast bar and JennAir gas range is an addition to the back of the home, along with a 4th bedroom with en suite bath. The kitchen is open to a large, freshly painted dining room that is the center of the home. The family room has a cozy Franklin stove (gas) for heat and ambiance. A sunlit living room with a bay window offers a semi-private retreat. There is a large open feel to all of the living areas. Sliders off kitchen lead to a sunny deck with a retractable awning. Large backyard with trees provide privacy. Updates include 2021 roof, thermal windows, central air, and a skylight in the main bathroom. Walk to The Community School around the corner. Great commuter location with easy access to highways. A rare opportunity to live in a neighborhood with very little turnover! Showings begin Thursday
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | 9.5 x 11.5 | First |
| Bedroom 3 | Closet, Flooring - Hardwood | 11.5 x 11.5 | First |
| Bedroom 4 | Closet, Flooring - Hardwood | 11.5 x 11.5 | First |
| Dining Room | Closet, Flooring - Hardwood, Flooring - Wood, Breakfast Bar / Nook, Chair Rail, Open Floorplan, Recessed Lighting, Lighting - Overhead | 10.0 x 11.5 | Main,First |
| Kitchen | Cathedral Ceiling(s), Ceiling Fan(s), Beamed Ceilings, Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, Breakfast Bar / Nook, Cabinets - Upgraded, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Slider, Gas Stove, Lighting - Pendant, Lighting - Overhead | 11.5 x 17.8 | First |
| Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Exterior Access | 11.5 x 15.5 | First |
| Master Bedroom | Bathroom - 3/4, Ceiling Fan(s), Walk-In Closet(s) | 10.0 x 13.5 | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $382 | $382 | $382 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,458 | $2,521 | $3,315 |
| Total Monthly Payment | $2,915 | $2,978 | $3,772 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.