|
Lovingly maintained brick ranch on a quiet, friendly dead-end street in Saugerties. Move-in ready with serious upside, this 1, 936 sq ft home delivers what Hudson Valley buyers actually want: hardwood floors throughout, central AC, gas forced-air heat, two full baths, and a dedicated main-floor laundry room. The spacious living room welcomes you with a large picture window and natural light pouring across original hardwood floors, flowing seamlessly into a separate formal dining room perfect for holiday dinners and Sunday gatherings. The adjacent eat-in kitchen offers ample cabinetry and a casual breakfast nook for everyday meals. The primary bedroom features double closets, and the Florida room, currently used as a third bedroom, wraps three walls in windows with its own heat and AC register plus a ceiling fan. It works equally well as a guest room, home office, or quiet retreat. Downstairs, a full unfinished basement spans the entire footprint of the home and features a brick wood-burning fireplace, offering a blank canvas for a family room, gym, in-law suite, or workshop. Outside, the 0. 38 acre lot includes a level backyard, an attached two-car garage, and a framed outbuilding ready for storage or hobby use. Recent updates include a five-year-old roof, new appliances, and a new gas water heater. Located in the Saugerties Central School District, the home sits just minutes from the NYS Thruway, Saugerties Village, and the Hudson River, with easy access to Kingston, Hudson, Catskill, and Woodstock. It's the kind of house where Sunday afternoons stretch a little longer and the ice cream truck still rolls through on weekends.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$489,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,600 | $391,600 | $391,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $715 | $715 | $715 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,411 | $2,473 | $3,252 |
| Total Monthly Payment | $3,201 | $3,263 | $4,042 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.