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37 Royal Street, Providence, RI, 02906 | $745,000
This spacious, sun-filled 2 unit building (with the potential for 3!) boasts updated comfortable living with timeless original detail in a desirable east side location. A half-turn stair with turned balusters and rounded newels greet you as you enter this unique property. The first level is a welcoming 2-bedroom, 1-bath unit, while a spacious townhouse spanning the second and third floors features 5 bedrooms and 2 baths. Both units are thoughtfully designed with original hardwood flooring, original wood molding, updated bathrooms, all new stainless appliances, beautiful woodwork, private laundry, updated mechanicals and roof, new vinyl windows, and soaring 10-ft ceilings in the Mt Hope Neighborhood less than a mile from Brown and RISD Enjoy the large yard and shared deck ideal for outdoor living and entertaining as well as ample off street parking. Located close to popular restaurants, caf s, markets and bars, as well as the hope street farmers market and parks, this property offers the perfect blend of charm, comfort, and accessibility. Ideal for anyone seeking a quiet neighborhood close to campus and city amenities. The house also has a fully owned solar array that conveys with the property. The house is completed with a private parking lot for up to 7 cars. Very close to Mt Hope Village, home to an array of independent shops and eateries including Oak Bake shop, Providence Bagel, Frank & Lauries and more.
Features
- Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Restaurant,Shopping
- Rooms: 14
- Bedrooms: 7
- Baths: 3 full
- Units: 2
- Laundry: In Unit
- Style: Stacked
- Year Built: 1880
- Garage: No Garage
- Heating: Baseboard,Electric,Forced Air,Gas
- Cooling: None
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Acreage: 0.15
- Est. Taxes: $9,727
- Lot Desc: Multiple lots
- Appliances: Dryer,Gas Water Heater,Oven,Range,Refrigerator,Washer
- MLS#: 1413006
- Website: https://www.raveis.com
/prop/1413006/37royalstreet_providence_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
37 Royal Street, Providence, RI, 02906
$745,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $596,000 | $596,000 | $596,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $811 | $811 | $811 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,670 | $3,763 | $4,949 |
| Total Monthly Payment | $4,573 | $4,666 | $5,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB