|
Charming Upper West Side Studio Near Central Park & Columbia University Welcome to a classic Manhattan studio filled with pre-war character and timeless charm, ideally located at 4–6 West 105th Street in the heart of Manhattan Valley on the Upper West Side. Just moments from the beauty of Central Park and within walking distance of Columbia University, this home offers an exceptional opportunity to enjoy one of New York City’s most desirable neighborhoods. This inviting studio features the warmth and personality that make historic New York apartments so special — charming architectural details, and a cozy layout that feels both comfortable and authentic. Sunlight, neighborhood charm, and unbeatable location come together to create a truly special living experience. Perfect for a professor, artist, writer, or anyone seeking a peaceful retreat with easy access to campus, public transportation, cafés, bookstores, restaurants, and the natural beauty of Central Park just blocks away. Morning walks, weekend picnics, jogging paths, museums, and year-round outdoor activities are all right outside your door. The apartment does offer an excellent opportunity for personalization and light modernization. While it may benefit from some cosmetic updates or repairs, it already possesses the kind of warmth, charm, and character that cannot be recreated in newer buildings. Move in as-is and enjoy its classic appeal, or gradually update it to match your personal style and vision. Located in a well-established pre-war cooperative building, this residence combines convenience, neighborhood charm, and long-term value in an unbeatable Manhattan location. Highlights: Prime Upper West Side / Manhattan Valley location Steps from Central Park Walking distance to Columbia University Classic pre-war charm and character Ideal for professors, creatives, or first-time buyers Excellent public transportation access Opportunity to modernize and add personal touches Vibrant neighborhood with cafés, dining, and cultural attractions nearby A rare opportunity to own a charming Manhattan studio in one of the city’s most beloved neighborhoods.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,768 | $2,325 |
| Total Monthly Payment | $1,799 | $1,843 | $2,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.