632 HOWLAND Drive, Ponte Vedra Beach, FL, 32081 | $599,000
An updated cul-de-sac home with pond views. . . and priced under $600K?! Yes, really. This one is truly move-in ready. New LVP floors, fresh paint, updated kitchen, new lighting, new carpet, and a 1-year-old HVAC. No projects waiting for you here! The layout is one of the best you'll find. 4 bedrooms, 3. 5 baths, plus a loft/flex space so everyone has room to spread out! The primary suite is downstairs (a rare find in homes this size), and upstairs you'll find a private en-suite bedroom plus two additional bedrooms and another full bath. The loft is currently set up as an office but could easily be a playroom, gym, movie room, or second living space. Soaring ceilings and tons of natural light make the whole home feel bright and open. Out back, enjoy an expanded screened lanai overlooking a large, fenced yard with peaceful pond views. Such a great spot to unwind. If you've been waiting for something updated, well laid out, and in this price point. . . this is it! Located in charming, established Greenleaf Village, one of Nocatee's most loved communities. Just a short walk to Valley Ridge Academy (K-8) and minutes from parks, shopping, dining, and Nocatee Town Center. Plus, enjoy quicker commutes with easy access to major highways, Jacksonville, and historic St. Augustine. Even better? Lower HOA & CDD fees, mature landscaping, no construction noise, and a true neighborhood feel. The award-winning Nocatee community offers multiple parks, miles of scenic nature trails, kayak/paddleboard access at the Intracoastal Waterway, pickleball and tennis courts, basketball courts, playgrounds, splash parks, and the popular Waterpark & Sprayground. Residents also enjoy year-round community events, local shops and dining at Nocatee Town Center, and close proximity to A-rated schools.
Features
- Amenities: Pool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)Sidewalks, Street Lights, Curbs
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: Electric Dryer Hookup, In Unit, Lower Level, Washer Hookup
- Style: Traditional
- Year Built: 2014
- Garage: 2-car
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air, Electric
- Approx Sq. Feet: 2,340
- Acreage: 0.18
- Est. Taxes: $6,318
- HOA Fee: $280 Annually
- Lot Desc: Cul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear
- View: Pond
- Elem. School: Valley Ridge Academy
- Middle School: Valley Ridge Academy
- High School: Allen D. Nease
- Appliances: Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
- MLS#: 2141445
- Days on Market: 32 days
- Website: https://www.raveis.com
/prop/2141445/632howlanddrive_pontevedrabeach_fl?source=qrflyer
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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888.699.8876
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
632 HOWLAND Drive, Ponte Vedra Beach, FL, 32081
$599,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $527 | $527 | $527 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,951 | $3,026 | $3,979 |
| Total Monthly Payment | $3,569 | $3,644 | $4,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388