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Welcome to this beautifully maintained Hi-Ranch in the heart of Howard Beach! This spacious two-story home features 4 generously sized bedrooms and 2 fully renovated bathrooms, offering the perfect blend of comfort and modern updates. The oversized kitchen includes a separate dining area, ideal for entertaining and everyday living. A fifth bedroom has been thoughtfully converted into a custom walk-in closet, adding exceptional storage. The first floor includes a convenient laundry room, while major mechanical updates include a new boiler and hot water heater, along with two-zone central heat and air conditioning for year-round comfort. There is also an attic providing ample storage space. Step outside to your own private backyard oasis featuring a saltwater pool with a built-around deck, perfect for summer gatherings and relaxation. Additional highlights include a one-car garage and a spacious driveway. A wonderful opportunity to own a move-in ready home in a convenient and sought-after Howard Beach location!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$1,079,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $863,200 | $863,200 | $863,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $803 | $803 | $803 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,834 | $5,245 | $7,226 |
| Total Monthly Payment | $5,762 | $6,173 | $8,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.