|
Located just one block from the park and within the North Shore Central School District, this beautifully renovated two-family home offers a rare opportunity to own a meticulously maintained, income-producing residence in the heart of Sea Cliff Village. This turnkey property offers the perfect blend of timeless character, modern, high-quality updates, and established rental income, reflecting true pride of ownership and thoughtful craftsmanship throughout. The main residence features sun-drenched living spaces, refinished hardwood floors, elegant crown moldings, and custom cedar closets. The remodeled kitchen and bath, highlighted by pristine finishes, include a new custom kitchen floor and upgraded appliances. Major improvements — new windows, new roofs for the home and garage, awnings, an upgraded hot-water boiler, a premium high-efficiency HVAC system, and natural cedar privacy fencing — provide comfort, efficiency, and peace of mind for years to come. The finished basement is configured to meet diverse lifestyle needs and is equally suited as a professional workspace, an art studio, a playroom, or a recreational area. It features ample storage with custom shelving and walk-in closets, a Murphy bed, a full Carrara marble bath, a laundry room, and a private entrance that opens directly to the backyard patio. The thoughtfully designed upper-level one-bedroom apartment features a private entrance and premium finishes throughout, including a modern Carrara marble bathroom, sleek stone kitchen countertops, an in-unit washer and dryer, and abundant storage. Whether used as an income-generating rental, a private retreat for extended family, this space offers exceptional flexibility for a wide range of lifestyle needs. The fully fenced backyard offers a tranquil outdoor retreat, framed by mature landscaping and established gardens. A large two-car garage with spacious attic storage and ample driveway parking completes the package — all just moments from Sea Cliff's waterfront, boutique village shops, and convenient LIRR access.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $959,200 | $959,200 | $959,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,683 | $1,683 | $1,683 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,371 | $5,828 | $8,030 |
| Total Monthly Payment | $7,179 | $7,636 | $9,838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.