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320 N Highland Avenue, Ossining, NY, 10562 | $729,000
This well maintained 1960's Split-level home offers a rare opportunity for owner-user & investors too. The main living area offers a Living/Dining Room w/vaulted ceilg/skylight, galley kitchen w/granite counter tops. The upper level contains the Primary Bedroom, 2 add'l BR's, and Hall Bathroom. The side-yard Patio & Backyard is accessible from the Living/Dining Rm. The large backyard abuts 'The Old Croton Aqueduct Trail' which allows a natural buffer from adjoining neighbors. There's even a sidewalk that takes you to the Bee-line bus, Community Center and downtown Village Center. The two lower-levels offer additional living space, with an Office area if desired, and a Bathroom. Asphalt shingle Roof, Vinyl Windows, Electrical (200 amp), Air Handler & Condenser all modern. There are (2) Oil fired boilers, HYDRO & BB. There are (3) Split-unit AC's too. Macadam parking for 10 cars. South-western exposure, 2 miles from Metro North Railroad, Municipal Water & Sewer, along with easy access to Routes 9A, 133 & 134. The home was recently used as a business and some modification will be necessary. Taxes don't reflect potential $1550 STAR savings.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Basement, Laundry Room
- Style: Split Level
- Year Built: 1960
- Heating: Baseboard, Hydro Air, Oil
- Cooling: Ductless
- Basement: Finished, Storage Space
- Approx Sq. Feet: 1,992
- Acreage: 1.01
- Est. Taxes: $16,165
- Lot Desc: Back Yard, Corner Lot, Front Yard, Landscaped, Near Public Transit, Near Shops, Other
- View: Neighborhood, Park/Greenbelt
- Elem. School: Claremont School
- Middle School: Anne M Dorner Middle School
- High School: Ossining High School
- School District: Ossining
- Appliances: Refrigerator
- MLS#: 1002433
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/1002433/320nhighlandavenue_ossining_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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320 N Highland Avenue, Ossining, NY, 10562
$729,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $583,200 | $583,200 | $583,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $1,347 | $1,347 | $1,347 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,591 | $3,734 | $4,882 |
| Total Monthly Payment | $5,030 | $5,173 | $6,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535