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One or more photo(s) has been virtually staged. NON-FLOOD ZONE, NO EVACUATION ZONE!! Welcome home to this beautifully maintained 2 bedroom, 1 bath condo co-op located on the 2nd floor with NO NEIGHBORS ABOVE in this desirable 55+ community near Downtown Clearwater! MOVE-IN READY and EXCEPTIONALLY CLEAN, this bright and inviting home offers a spacious open layout designed for comfortable low-maintenance living. The living room features a wall of sliding glass doors with vertical blinds that lead to an OVERSIZED ENCLOSED LANAI with upgraded windows, creating the perfect space for your morning coffee. Open up the windows to enjoy the fresh air and Florida breeze! The kitchen features granite countertops, a mosaic tile backsplash, tile flooring, and a wide basin sink with pull-out sprayer faucet, while the adjacent dining area offers a ceiling fan and cozy space for meals or game nights with friends. Newer luxury vinyl flooring (2023) runs throughout the living room and bedrooms, giving the home a clean modern feel. Both bedrooms include ceiling fans and upgraded tall closet doors with extra storage space above, while the primary bedroom features additional shelving to help keep everything organized. And storage lovers will appreciate the THREE HALLWAY CLOSETS including a coat closet plus two linen closets, so one could even double as pantry space! The modernized bathroom features tile floors, updated vanity and toilet, and a mosaic-tiled tub/shower combo. Big-ticket updates are already DONE for you including a NEWER HVAC (2023), NEWER HOT WATER HEATER (2023), and NEWER ROOF (2022), helping provide peace of mind for years to come. Assigned parking space #12 is included, plus ample open guest parking for visitors. The community laundry room is located just downstairs and features Aaxon Pay technology so you can skip the hassle of digging for quarters. The HOA fee is low when considering all that is included! WATER, SEWER, TRASH, CABLE, INTERNET, BUILDING INSURANCE, EXTERIOR MAINTENANCE, GROUNDSKEEPING, ROOF, EXTERIOR PEST CONTROL, ESCROW RESERVES, and MANAGEMENT IS ALL INCLUDED - making life here simple, affordable, and stress-free! The location is hard to beat! The CLEARWATER COUNTRY CLUB IS DIRECTLY ACROSS THE STREET for golf lovers, while local favorite Nature's Food Patch is only 2 minutes away with organic groceries, a café, and free wellness and cooking classes. Enjoy being just 6 MINUTES FROM COACHMAN PARK with lush green spaces, walking paths, and "The Baycare Sound", a stunning 4000 seat waterfront amphitheater hosting concerts and festivals year-round. And of course, the award-winning CLEARWATER BEACH IS ONLY 10 MINUTES AWAY! Ride your bike across the Memorial Causeway Trail to the beach or hop on the ferry from Downtown Clearwater for an easy and fun beach day whenever you want. Florida living at its finest! People travel from all over the world to vacation here… and now you can LIVE here!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$94,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $75,200 | $75,200 | $75,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $133 | $133 | $133 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $463 | $482 | $630 |
| Total Monthly Payment | $671 | $690 | $838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.