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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Perfectly positioned along the sparkling waters of Sapphire Lake, this beautifully updated Harbour Isle Andros retreat captures everything people love about the Florida coastal lifestyle—breathtaking sunsets, resort-style amenities, and effortless access to the very best of island living. From morning walks along scenic waterfront trails to evenings spent at the Beach Club watching the sky ignite over the water, every day here feels like a vacation.
Designed for easy coastal living, this residence is equally ideal as a full-time home, as it is a luxurious second residence, an effortless “lock-and-go” retreat. With exterior insurance, maintenance, landscaping, resort style amenities, cable, internet, pest control, and more included through the condominium and HOA structure, ownership is remarkably low-maintenance—allowing more time to enjoy boating, beach days, waterfront dining, and island adventures. For many owners, the only typical additional carrying expenses beyond HOA and condo fees are electricity, interior contents insurance, and water usage.
Inside, the home blends elevated coastal design with comfort and functionality. Nearly every surface has been thoughtfully refreshed, featuring quartz countertops throughout, freshly painted cabinetry and interiors, crown molding, shiplap ceiling detail in the primary suite, upgraded lighting, and stylish designer accents. The bright coastal kitchen shines with quartz counters, backsplash, newer appliances, and updated pendant lighting, while the third bedroom offers flexibility as both an office and guest retreat with a built-in Murphy bed for effortless hosting.
A private elevator provides convenient access from the garage to the main living level, offering easy everyday living with no interior stairs to navigate—ideal for comfort, accessibility, and long-term ease of mobility. The whole-home audio system creates the perfect atmosphere whether entertaining after a day on the water or unwinding at sunset.
Beyond the home itself, Harbour Isle offers an unmatched amenity-rich lifestyle. Residents enjoy four resort-style pools, a state-of-the-art fitness center, kayak launches, waterfront walking trails, fire pits, hammocks, and the spectacular Beach Club overlooking the Sound and Intracoastal waters. Just outside the gates, enjoy Safe Harbor Marina, waterfront dining, live music, boating adventures, and all the charm of nearby Anna Maria Island — from its sugar-sand beaches and turquoise waters to boutique shopping, fresh seafood restaurants, and endless sunset cruises.
This is more than a home—it’s the carefree coastal lifestyle people dream about, where every day feels connected to the water, sunshine, and the very best of Florida living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $733 | $733 | $733 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,349 | $3,489 | $4,606 |
| Total Monthly Payment | $4,174 | $4,314 | $5,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.