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Under contract-accepting backup offers. Mornings begin differently here. Instead of scraping ice from windshields or rushing through endless traffic, the day starts with coffee by the pool as the Florida sun rises overhead. The private backyard becomes part of everyday life — a place where quiet mornings turn into afternoon swims and evenings end beneath softly lit water bubbling from the connected spa. Some nights it’s peaceful and relaxing. Other nights it becomes the center of the gathering, with friends lingering poolside long after sunset. That’s the beauty of living here. The home doesn’t just provide space — it creates a lifestyle. Even ordinary weekdays feel elevated when the weather invites you outdoors year-round. Maybe the morning begins with a walk nearby or an early tee time at Cove Cay Golf Club overlooking the bay. Maybe it’s brunch at the beach or an afternoon bike ride along the Pinellas Trail. The location strikes a balance that’s difficult to find — close to beaches, downtowns, restaurants, marinas, parks, and airports, yet tucked away from the tourist crowds and constant noise. Residents enjoy the freedom of having everything nearby without sacrificing the comfort and calm of home. An evening sunset at Clearwater Beach doesn’t require weeks of planning. Here, it can be as simple as deciding at 5: 00 PM to head toward the Gulf, watch the sky melt into shades of orange and pink, then return home for one last dip in the hot tub before settling in for the night. That kind of spontaneity changes people. Life becomes less rushed, more connected to the outdoors, and centered around experiences instead of schedules. Even everyday errands feel easier here. Grocery stores, shopping, fitness centers, dining, and healthcare are all nearby, while Tampa and St. Petersburg remain easily accessible for commuting, entertainment, or travel. Quick access to both St. Pete–Clearwater International Airport and Tampa International Airport makes business trips and weekend getaways remarkably convenient. But perhaps what residents love most is the balance. This isn’t a chaotic high-rise beach town, nor is it an isolated suburb disconnected from activity. It sits comfortably in between — offering a lifestyle that feels coastal, active, connected, and relaxed all at once. Neighbors wave. People walk in the evenings. Outdoor dining becomes normal in January. Friends visit once and immediately begin browsing homes nearby. Over time, residents begin to realize the luxury here isn’t only found in square footage or finishes. It’s found in how life feels on an ordinary day. It’s the ability to enjoy sunsets after work, weekend boating trips, morning walks by the bay, spontaneous dinners in charming downtown districts, and year-round outdoor living without needing to “escape” somewhere else to find it.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$524,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $419,200 | $419,200 | $419,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $432 | $432 | $432 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,581 | $2,684 | $3,509 |
| Total Monthly Payment | $3,105 | $3,208 | $4,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.