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Perfect transition home. Classic in-town, two (*) dwelling property with hardwood floors & fireplace. Home is located on a quiet residential cul-de-sac (no thru traffic). Immediately walkable to train station, library, and downtown retail. Rental listing is a three story colonial (1, 843 sq. ft. ). On street parking is available and LIMITED to 2 cars. Central A/C (heat pump) first floor (one zone). NEWLY INSTALLED - central A/C for bedrooms (3 zones). Attic "bonus room" w/ window A/C. Home steam heated with new gas boiler. (*) "two dwelling" defined: this 3 story home is configured with separate, fully independent "in-law" ground floor apartment at the rear of the property. It is occupied by owner and the Listing Agent. It has its own entrance, and is fully demised from the 3 story home. Utilities and fiber optic signal for WiFi are shared 75 percent for home; 25 percent for apartment (i. e. "pro-rata" per square footage).
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $4,360 | $4,360 | $4,360 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $27 | $28 | $37 |
| Total Monthly Payment | $102 | $103 | $112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.