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Presented by
Ruth Zeiss |
**Seller will pay 1 year of HOA fees!** Turn-key newer end unit townhome w/3 bedrooms, open loft, 2. 5 bathrooms along w/a one car garage! Low maintenance lifestyle for the beach lover, novice surfer, or you may want to live close by the Atlantic Ocean! Once through the foyer you will find a powder bath, drop zone area & the main living area along with dining & kitchen. There is plank tile flooring downstairs & newly installed LVP upstairs! There is also a screened lanai off the dining area which is a wonderful place to relax & watch nature in the yard. You may even get to see some otters, ospreys & Roseate spoonbills if you are lucky! The kitchen features Quartz countertops, stainless steel appliances, 42'' white cabinets, a spacious pantry closet & large bar top for a second area to dine. Once you head upstairs you will see an open loft area & the laundry room equipped w/w/d. The Owner's suite has large walk-in closet & overlooks scenic backyard. The Owner's bathroom has double sinks along w/a walk-in shower. The secondary bedrooms share a hall bathroom. Affordable monthly fees include lawn maintenance, exteriors & roofs (repair and replace), exterior pest control. Conveniently located to Atlantic Beach town center, Naval Station Mayport, Mayport Ferry, Hanna Park, Safe Harbor, Dutton Island Preserve, several parks to enjoy swimming, kayaking, fishing and bike trails. Please verify with buyer's lender if flood insurance is required. Seller can not move until Sept. She is willing to work with buyer to have an amicable move out date.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
Sales Associate
William Raveis Real Estate
Phone: 347.556.0014
Ruth.Zeiss@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $211 | $211 | $211 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,650 | $1,716 | $2,243 |
| Total Monthly Payment | $1,936 | $2,002 | $2,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.