A rare opportunity in one of Jacksonville's most sought-after areas, this property offers not just a home, but incredible flexibility, income potential, and long-term value. The main residence features 2 bedrooms and 1. 5 baths, including a half bath off the primary suite with potential to be expanded into a full second bathroom in the future. You're welcomed by a stunning great room with vaulted ceilings and exposed wood beams, creating a warm yet spacious feel that flows seamlessly into the kitchen; ideal for both everyday living and entertaining. Brand new flooring throughout the main home adds a fresh, modern touch. Major system updates include a 2023 roof and 2022 HVAC for added peace of mind. At the front of the home, a unique ''mini'' garage provides the perfect space for a golf cart, bikes, or additional storage and flows directly into a functional mudroom with washer and dryer; making everyday living easy and organized. Out back, a fully finished, heated and cooled detached efficiency unit offers a full bathroom and washer/dryer hookups, opening the door to endless possibilities. Whether used as a private guest suite, in-law quarters, home office, or income-producing Airbnb, this setup is ideal for multi-generational living, a college-aged child seeking independence, or a roommate to help offset your mortgage. The fully fenced property features inviting outdoor spaces with patios and a pergola--perfect for relaxing or hosting. Located just minutes from the vibrant and historic San Marco Square--known for its charming boutiques, local restaurants, and lively atmosphere--you'll also enjoy close proximity to the newly developed River's Edge, featuring a large playground, scenic walking and biking trails connecting to Downtown, and stunning river views. With Jacksonville's continued growth, this prime location is not only desirable today, but positioned for even greater value in the years to come.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $253 | $253 | $253 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,601 | $1,642 | $2,159 |
| Total Monthly Payment | $1,929 | $1,970 | $2,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.