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Welcome to this spacious multi-level home which has been completely redone offering comfort, and plenty of space to personalize. The main floor features a large open living room with glass doors leading to the back deck overlooking 6+ acres. Huge kitchen ideal for gatherings, with a laundry room and half bath conveniently located off the kitchen with access to a large two-car garage. On the main level you'll find the primary bedroom suite along with two bedrooms, and a second full bath. An open stairwell connects the main level to the lower level leading into a spacious Family room with triple sliding glass doors. along with two bedrooms each with sliding glass doors to the backyard, and a full bath. A den or perfect for possible theater room, bar or entertainment area just off the family room. Outside, enjoy an expansive back deck and a sunroom. Located in a desirable Coxsackie neighborhood, easy access to exit 21B Thruway (5 minutes 3. 8 miles) Albany (30 Minutes 25 miles) NYC ( 2 hrs. 117 Miles) HSA Home Warranty included!!!
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $641 | $641 | $641 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,875 | $2,995 | $3,954 |
| Total Monthly Payment | $3,608 | $3,728 | $4,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.