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Exceptional price on this lovingly maintained 3 bedroom, 2 bath home located on Little Gasparilla Island, a bridgeless barrier island off the Cape Haze Peninsula, accessible by private boat or water taxi only, offering a tranquil escape from the hustle and bustle of the mainland. This well-built home was constructed in 2008 and has many wonderful features like a large elevated deck with a garage that has storage for yard equipment, a workshop area, and room to store the golf cart (golf cart stays with the house), another large storage room for fishing tackle and beach gear, and another room that is the outdoor shower, perfect after a day on the boat or the beach to rinse off. The first level of the home has a large front porch with plenty of room for grilling, and for outdoor dining or just relaxing, watching the sky turn from blue to pink and orange as the sun sets, and where you can feel the warm tropical breeze. When you walk through the front door you will notice the openness of the kitchen, dining room, and living room with high ceilings and plenty of natural light coming in through the many windows and French doors. There are two bedrooms, one full bath, and laundry closet on the first floor. Upstairs is the primary suite, full bath with glass front walk-in shower, and private balcony where you have beautiful views from gulf to bay across the island. From this balcony you will take the stairs, up one more level to the crows-nest where you have a 360-degree view of the island. From both the private balcony and the crows-nest you can watch the sun rise and sun set each day. Home comes turn-key furnished. Little Gasparilla Island does not have grocery stores, restaurants, or shops, but it does have 3 ½ miles of pristine, uncrowded beaches, ideal for collecting seashells and shark’s teeth, swimming, or simply relaxing in the sun with a good book. The surrounding waters provide excellent fishing opportunities for redfish, snook, snapper, trout, and more. By water, you can easily reach a variety of delightful dock-side restaurants. As the day ends, neighbors often gather by the water’s edge to watch the sunset, concluding another blissful day in this island paradise. Come and discover this lovely home, embrace the unique lifestyle it offers, and experience what it truly means to live on island time.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $743 | $743 | $743 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,951 | $3,068 | $4,011 |
| Total Monthly Payment | $3,786 | $3,903 | $4,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.