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One or more photo(s) has been virtually staged. A RARE OPPORTUNITY, BEAUTIFUL CORNER LOT HOME WITH WATERFRONT VIEWS. FRESHLY MAINTAINED LANDSCAPING. ENTRANCE INTO THE FRONT DOOR OPENS TO A HIGH CATHEDRAL TILED FOYER, MASSIVE KITCHEN WITH TONS OF CABINETS, REFRIGERATOR, RANGE, DISHWASHER, MICROWAVE, UPGRADED CABINETS, BREAKFAST AREA, AND OVERSIZED PANTRY. THE OPEN AND SPACIOUS DINING ROOM HAS A BEAUTIFUL GREEN CHANDELIER, EASY ENTERTAINMENT FOR A LARGE CROWD. CATHEDRAL CEILINGS IN DINING AND LIVING ROOM AREAS. THIS HOME FEATURES A LARGE MASTER SUITE, WALK IN CLOSET, CATHEDRAL CEILINGS, ADJACENT MASTER BATHROOM SUITE, HOSTS TWO SINKS, PRIVATE TOILET AND WALK IN SHOWER. THE FLOOR PLAN LENDS TO LOTS OF STORAGE AND COMFORT. OFFICE/DEN/OR 3rd BEDROOM SPACE WITH A CLOSET, GUEST SUITE BEDROOM WITH WALK-IN-CLOSET, CLOSET SEWING AREA, TILED LAUNDRY ROOM DOUBLE CAR GARAGE, AND SCREEN-IN-PATIO TO WATCH SOME OF THE MOST BEAUTIFUL SUNSETS. HERITAGE SPRINGS GOLF & COUNTRY CLUB HAS ALL THE AMENITIES. THIS 55+ COMMUNITY IS 24/7 GUARD GATED WITH SECURITY, THERE IS A NEWLY RENOVATED POOL AND CLUBHOUSE. THE COMMUNITY FEATURES MULTIPLE ONGOING EVENTS ALMOST DAILY. FROM DANCING EVERY FRIDAY NIGHT WITH LIVE BAND OR DJ; TO GAME NIGHT, CARDS AND MULTIPLE OTHER ENJOYABLE VENTURES TO PARTICIPATE IN. NO NEED TO WORRY ABOUT THE LAWN AS IT IS MAINTENANCE FREE. JUST ENJOYING THE RETIREMENT YEARS IS THE ONLY GOAL. (OWNER IS A LICENSED REALTORĀ®)
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$387,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $309,600 | $309,600 | $309,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $296 | $296 | $296 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,906 | $1,982 | $2,592 |
| Total Monthly Payment | $2,277 | $2,353 | $2,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.