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Set in Ossining, NY, this Colonial-style home offers the space, layout, and location so many buyers are searching for. A welcoming front porch leads you inside to a foyer opening into the bright living room, where high ceilings and a large bay window create an airy and inviting atmosphere. The open layout continues into the formal dining room, creating a comfortable flow to the eat-in kitchen featuring custom cabinetry, tiled flooring, and peninsula seating, along with direct access to the backyard. Hardwood floors throughout the living and dining areas add warmth and character to the home. A conveniently located half bathroom completes the main level. Upstairs, the second level offers two generously sized bedrooms with custom shelving, hardwood flooring, an office/den, along with a spacious full bathroom. The finished walk-up attic provides additional living space with multiple possibilities for a home office, playroom, or extra storage. The basement adds even more versatility with a laundry area including washer and dryer, utility space, a full bathroom, and walk-out access. Outside, enjoy a large driveway with parking for 5+ cars, a spacious bluestone patio ideal for gatherings, and a large shed for additional storage. Additional highlights include a Navien hot water system installed in 2024. Conveniently located near downtown Ossining, residents can enjoy nearby restaurants, shopping centers, the Ossining waterfront along the Hudson River, Louis Engel Waterfront Park, the Old Croton Aqueduct Trail, Croton Point Park, and the Ossining Train Station providing an easy commute to New York City.
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Our Executive Mortgage Banker:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $890 | $890 | $890 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,202 | $3,330 | $4,353 |
| Total Monthly Payment | $4,184 | $4,312 | $5,335 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.