|
|
Welcome to lakefront living at its finest on beautiful Cedar Lake in Wolcott, Connecticut! Nestled within an private lake community of just 136 property owners, this year-round waterfront home offers the perfect blend of relaxation, recreation, and modern comfort. Set directly on the water in a peaceful quiet cove, this charming 3-bedroom home invites you to enjoy breathtaking lake views and effortless indoor-outdoor living every season of the year. Step outside to your stunning stamped concrete patio, private dock for your boat, and spacious deck overlooking the water - the ideal setting for morning coffee, summer entertaining, or sunset cocktails by the lake. Inside, the main level features a bright and open floor plan that flows seamlessly from the kitchen to the dining and living rooms, creating a warm and inviting atmosphere for everyday living and gatherings alike. Sliders off the living room lead directly to the deck, bringing the beauty of the lake right into your home. The walkout lower level opens directly onto the patio and waterfront, making lake days easier than ever. Upstairs, you'll find two generously sized bedrooms complete with walk-in closets. The primary bedroom offers a cozy sitting room with picturesque lake views - your own private retreat to unwind and recharge. This home has been thoughtfully updated with major improvements already completed, including: * New roof * New siding * Many replacement windows * Energy-efficient mini-splits * Fully remodeled full and half bathrooms * Stamped concrete patio * Fully owned and paid-for solar panel system . . . and so much more! Living on a private lake means enjoying boating, kayaking, paddleboarding, fishing, swimming, and skating right outside your door - all within a quieter, more private setting with limited lake traffic and a true sense of community. Wolcott is beloved for its small-town charm, scenic beauty, and convenient location. Residents enjoy excellent parks and outdoor recreation, community events, highly regarded local amenities, and easy access to nearby shopping, dining, and major commuting routes while still maintaining a peaceful residential feel. Whether you're searching for a full-time residence, a weekend getaway, or the ultimate waterfront lifestyle, this Cedar Lake gem delivers the rare opportunity to vacation where you live. Schedule your private showing today and experience the magic of lakefront living!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $543,200 | $543,200 | $543,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $639 | $639 | $639 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,345 | $3,430 | $4,511 |
| Total Monthly Payment | $4,076 | $4,161 | $5,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.