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1937 Clay Lane delivers the kind of setting buyers rarely find in Carolina Bay. Tucked within the highly sought-after Essex subsection, this 4-bedroom, 3. 5-bath residence spans 3, 268 square feet and backs directly to protected wooded space where towering trees create privacy, shade, and a remarkable natural backdrop. A nearby bald eagle nest turns everyday living into something extraordinary, with soaring views visible from multiple levels of the home, and amazing finishes throughout. Every major builder upgrade is already in place. Thoughtful finishes, generous living spaces, and a layout designed for both comfort and entertaining define the interior. Natural light pours through the home across three spacious stories connected by a private 3-stop elevator running from the drive-under garage to the upper living levels. The oversized primary suite offers a truly massive walk-in closet measuring approximately 8' x 19' -- large enough to rival an additional bedroom in many downtown Charleston properties. Spacious secondary bedrooms, multiple gathering spaces, and elevated wooded views create a quiet retreat rarely available this close to everything Charleston offers. Additional highlights include a versatile flex room ideal for a home office or additional lounge space, an expanded bump-out upgrade adding extra living area and improving the tranquil forest view, a beautifully designed paver patio perfect for entertaining, built-in stereo system throughout the home, custom built-in bookcases, and hardwood flooring throughout. Combined with the private elevator and oversized closet, these premium upgrades represent tremendous value and make this price point feel like a true discount compared to replicating this level of finish and functionality today. The two-car drive-under garage provides abundant storage and functionality, while the surrounding setting creates a peaceful treehouse-like atmosphere throughout the home. Residents enjoy access to resort-style amenities including three community pools, walking trails, parks, playgrounds, and a dog park. The neighborhood also features an outdoor pavilion with fireplace, fire pit gathering spaces, stocked ponds, and kayak access, creating an active Lowcountry lifestyle. Conveniently positioned in West Ashley, Carolina Bay offers quick access to downtown Charleston, area beaches, shopping, and dining. Move-in ready luxury. Privacy. Nature. Space. Elevator access. This combination is exceptionally difficult to find in West Ashley at this price point. This is the one for buyers seeking refined Lowcountry living with a peaceful setting and turnkey convenience. Homes like this do not last.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $687,200 | $687,200 | $687,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.368% | 6.385% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,120 | $4,231 | $5,799 |
| Total Monthly Payment | $4,212 | $4,323 | $5,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.