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205 Garden Street, Wethersfield (Old Wethersfield), CT, 06109 | $529,000
Welcome to 205 Garden Street in the heart of historic Old Wethersfield where tree-lined streets & beautifully preserved architecture & sense of community come together in one of Greater Hartford's most sought-after neighborhoods. Step inside and you'll immediately feel the charm. The first floor offers a large family room, formal dining room & convenient half bath. The eat-in kitchen is the heart of this home & features granite countertops and a cozy breakfast nook - perfect for slow weekend mornings. Head upstairs to find three bedrooms and a full bathroom, while the partially finished basement is next level - complete with a bar, a new bathroom, laundry, and great storage space. Out back, the large yard is an absolute showstopper. Stunning raised garden beds, a greenhouse, a newer shed & beautifully maintained landscaping make this outdoor space as functional as it is gorgeous. A two-car attached garage rounds out everything on the wish list. Then there's the neighborhood. Walk to award-winning dining at The Charles and other favorites like Lucky Lou's Bar & Grill, cozy cafes, boutique shops, and the beloved Heirloom Market. Weekend plans write themselves - browse the Wethersfield Farmers Market, visit local farm stands, or take in summer concerts on the Green, holiday strolls, art festivals& seasonal parades that make this neighborhood feel alive year-round. 205 Garden isn't just a home - it's a lifestyle. Come and tour today! Note: Wethersfield is phasing in taxes for the next 4 years, taxes as shown are for the first year.
Features
- Town: Wethersfield
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Lower Level
- Style: Colonial
- Year Built: 1962
- Garage: 2-car Attached Garage
- Heating: Hot Water
- Cooling: Ceiling Fans,Whole House Fan,Window Unit
- Basement: Full,Interior Access,Partially Finished
- Above Grade Approx. Sq. Feet: 1,470
- Below Grade Approx. Sq. Feet: 250
- Acreage: 0.18
- Est. Taxes: $11,811
- Lot Desc: Fence - Full,Level Lot
- Elem. School: Alfred W. Hanmer
- Middle School: Silas Deane
- High School: Wethersfield
- Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24174203
- Website: https://www.raveis.com
/eprop/24174203/205gardenstreet_wethersfield_ct?source=qrflyer
Listing courtesy of Lamacchia Realty Phone: (860) 426-6886
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | 18.8 x 11.4 | Upper |
| Bedroom 2 | Wall/Wall Carpet | 11.3 x 9.0 | Upper |
| Dining Room | 11.0 x 11.5 | Main | |
| Eat-In Kitchen | Breakfast Nook,Granite Counters | Main | |
| Full Bath | Remodeled,Full Bath,Stall Shower | Lower | |
| Half Bath | Main | ||
| Living Room | Bay/Bow Window,Fireplace | 11.4 x 21.0 | Main |
| Primary Bedroom | 12.5 x 13.0 | Upper | |
| Rec/Play Room | Dry Bar | 17.0 x 19.0 | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1424716
970.390.2521
John.Kirkutis@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian KellyInsurance Sales Director, William Raveis Insurance
860.655.6934
Brian.Kelly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
205 Garden Street, Wethersfield (Old Wethersfield), CT, 06109
$529,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
John Kirkutis
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $423,200 | $423,200 | $423,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $984 | $984 | $984 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,606 | $2,710 | $3,543 |
| Total Monthly Payment | $3,682 | $3,786 | $4,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524