113 W Chestnut Street, Kingston, NY, 12401 | $439,900

Move-in ready ranch located just steps from Downtown Kingston! This well-maintained 3-bedroom, 1. 5-bath home is situated on a double lot offering peace, privacy, and relaxation. As you enter, you are greeted by an open living room that flows seamlessly into the dining area and kitchen. The kitchen is sure to impress with beautiful oak cabinetry, quartz countertops, and stainless steel appliances. Just off the kitchen is a convenient laundry room, making everyday chores a breeze. Off the dining area is a spacious four-season room, heated by a cozy gas fireplace, overlooking the manicured yard and crystal-clear pool, creating the perfect space to relax year-round. All three bedrooms offer generous closet space and are serviced by a beautifully updated full bath featuring modern fixtures and a walk-in shower. The full lower level is partially finished and offers the perfect family or game room, along with a half bath and plumbing already in place for a potential full bath installation. The unfinished section provides ample storage space. With walk-out access to the side driveway, the lower level also presents excellent potential for a mother/daughter setup if desired. Outside, enjoy both a welcoming front porch and a spacious deck overlooking the manicured yard. The property also allows for ample parking and a shed perfect for storing outdoor equipment. Tastefully updated throughout, the home features newer flooring, windows, and updated kitchen and baths. The roof was replaced in 2025. Home has been well cared for over the years, come take a look! ** Please note there is an additional 573 sq. ft of finished space in the walk-out lower level

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Ranch
  • Year Built: 1985
  • Heating: Baseboard, Natural Gas
  • Cooling: Ductless, Wall/Window Unit(s)
  • Basement: Full, Partially Finished, See Remarks, Walk-Out Access
  • Approx Sq. Feet: 1,185
  • Acreage: 0.3
  • Est. Taxes: $8,076
  • Elem. School: John F Kennedy School
  • Middle School: J Watson Bailey Middle School
  • High School: Kingston High School
  • School District: Kingston
  • Pool: Above Ground
  • Appliances: Dishwasher, Dryer, Gas Range, Refrigerator, Washer
  • MLS#: 1002253
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/1002253/113wchestnutstreet_kingston_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Berardi Realty   Phone: 845-201-1111

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

113 W Chestnut Street, Kingston, NY, 12401

$439,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,920 $351,920 $351,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $673 $673 $673
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,167 $2,222 $2,922
Total Monthly Payment $2,915 $2,970 $3,670

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.