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120 Prospect Avenue, Middletown, NY, 10940 | $385,000
Beautiful 1900 Colonial – Turnkey & Full of Character, blending historic detail with modern comfort. This 3-bedroom, 1. 5-bath home offers warm architectural character, smart updates, and flexible bonus spaces that make it stand out. The perfect blend of character and convenience. The main level flows easily from the welcoming porch into bright living spaces framed by decorative archways. The updated kitchen opens to a deck overlooking the fenced yard—ideal for entertaining. Upstairs, three comfortable bedrooms are complemented by a large full bath and a generous walk-in closet. The walk-up attic provides exciting potential for expansion, while the full basement and oversized garage add valuable storage and workspace. Key Features Historic Colonial Charm — Decorative archways, classic lines, and timeless details throughout. Large Covered Front Porch — Perfect for morning coffee or relaxing evenings. Modern Kitchen — Granite countertops, island, and stainless steel appliances. Deck Off the Kitchen — Easy indoor-outdoor flow for grilling or entertaining. Full Walk-Up Attic — Incredible potential for a future primary suite. Full Basement — Storage, workshop, or expansion possibilities. Primary Bedroom Amenities — Spacious walk-in closet just outside the room. Turnkey Condition — Move-in ready and sold as-is. 0. 14-Acre Fenced-In Yard — Great for pets, play, and privacy. Backyard Fire Pit — A cozy gathering spot for evenings outdoors. Location: This home is set central to everything you might need. Lots of stores, restaurants and small businesses within a minute's walk. Garnet Medical Center is 2. 2 miles away. The summer concert series, plus many more downtown businesses, are all within walking distance from this location. Bonus: Affordable mass transit is at your fingertips. Everything is turnkey, giving you the freedom to move right in and enjoy. Sold As-is. Familiarize yourself with the area by taking a look at this map (cut and paste the link address: https: //www. bing. com/maps/search?mepi=60%7E%7EEmbedded%7ELargeMapLink&ty=18&vdpid=5487285184862617601&v=2&sV=1&FORM=MIRE&style=r&mb=41. 474365%7E-74. 452919%7E41. 417408%7E-74. 392799&ppois=41. 44588661193848_-74. 42285919189453_Middletown%2C+New+York_%7E&cp=41. 446453%7E-74. 415143&lvl=17. 1 Want to learn more about the city?: Click here https: //www. middletownny. gov/251/Play
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Colonial, Other, Traditional
- Year Built: 1900
- Garage: 2-car
- Heating: Forced Air, Natural Gas
- Cooling: None
- Basement: Full, Walk-Out Access
- Approx Sq. Feet: 1,382
- Acreage: 0.14
- Est. Taxes: $5,723
- Lot Desc: Back Yard, Level, Near Public Transit, Paved, Private, Sloped
- Elem. School: William A Carter School
- Middle School: Middletown Twin Towers Middle Sch
- High School: Middletown High School
- School District: Middletown
- Appliances: Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 999664
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/999664/120prospectavenue_middletown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
120 Prospect Avenue, Middletown, NY, 10940
$385,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $477 | $477 | $477 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,896 | $1,972 | $2,578 |
| Total Monthly Payment | $2,448 | $2,524 | $3,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535