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A Village of Monroe gem you don't to want to miss! Discover 22 Oneil Circle in the sought-after Overlook Estates, located in an oversized cul-de-sac in the Village of Monroe. This 4-bedroom home impresses with its brick exterior, commuter friendly location and convenient municipal services. Inside, the home delivers on space and style. An open-concept flow begins with a generous living room leading into the dining room to a renovated, light-filled kitchen. The kitchen is equipped with stainless steel appliances, granite counters, designer lighting, and a breakfast bar. Access to the back deck is from the dining room creating an effortless indoor-outdoor living space. The primary bedroom and bathroom, two additional bedrooms, and a full bathroom complete the main level. The lower level expands your living area with a walk-out family room, an energy efficient pellet stove, the fourth bedroom, a half bath, and a laundry room. Enjoy year-round comfort with baseboard heat, top of the line Veissmann boiler, central air, affordable natural gas, and town sewer and water. For commuters, the location is unbeatable—less than a 10 minute drive to I-87, Route 17, and Route 6. Shopping is a breeze with Woodbury Common Outlet and major big box stores just 4 miles away. Reap the rewards of being in the award-winning Monroe-Woodbury School District. Enjoy summer concerts, holiday parades and fireworks, local farmer markets, olde fashioned ice cream stands, a movie theater, coffee shops and fine dining. Come tour the home and stay for the day. You'll be glad you did!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$569,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $455,920 | $455,920 | $455,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,222 | $1,222 | $1,222 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,807 | $2,879 | $3,786 |
| Total Monthly Payment | $4,121 | $4,193 | $5,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.