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First time on the market!!! Wonderful 4-bedroom home with a very nice layout on a corner lot. This home is a two-story brick veneer in a no flood zone in the much-desired neighborhood of Clearview. Clearview is a beautiful, scenic, neighborhood close to downtown and Folly Beach It has access to highly rated local schools as well as the James Island Yacht Club, a tennis court, Pinckney Park, and Demetre Park with its waterfront views, fishing pier, and sandy beaches, The Harbor View corridor offers groceries, dining, and more. The home needs updating and has some deferred maintenance; however, it does have a newer roof (2020), and upstairs and downstairs HVAC systems (2015 and 2022). Don't miss this opportunity to make this home your own!Layout: Downstairs has a nice stone entryway that has a coat closet and connects directly to the eat-in kitchen area in the back of the house. To the right of the entry is the formal dining, and to the left is the formal living room. The back of the house has a large family room with beamed ceiling, ceiling fan, and fireplace on the left, the breakfast room with a bay window is between the den and the kitchen, and the kitchen is to the right. The kitchen has lots of cabinets and storage and even a built-in desk. All appliances will convey in "as is" condition. Beyond the kitchen is a hallway with a pantry, laundry room, and a half bath. there are outside entrances off the laundry and off the den. The steps are as you enter the entryway to the right. Original carpet is on the steps going upstairs, in the hallway upstairs, and in the upstairs bedrooms. The master bedroom with full bath will be to the right with the other 3 bedrooms to the left. Two of the bedrooms have a Jack and Jill full bath. The 4th bedroom faces the front of the house with 2 dormers and a closet. The back yard has a chain link fence with gates, and the back of the lot off the den has an old wooden fence that will need replaced.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $659,920 | $659,920 | $659,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.368% | 6.385% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,957 | $4,063 | $5,569 |
| Total Monthly Payment | $4,049 | $4,155 | $5,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.