|
New York (Kips Bay), NY, 10010 | $675,000
Welcome Home!
You will feel right at home and so happy, the moment you enter wonderful Apt. 12L, a turnkey and peaceful, one bedroom home, which features stunning open views including The Empire State, One Vanderbilt and the Chrysler Building views. This functional layout has everything you need to live very comfortably. The large, open kitchen has been fully renovated and boasts a ton of cabinet space as well as a full-sized breakfast (or evening cocktail) bar. With brand new floors throughout, there is a designated dining area that could work well as an office area too or you can even extend the large, double closets into three (or four. ) The living room is generous in size, and you will love sitting on your sofa admiring your view, while hearing birds chirping below. The windowed bedroom fits a queen sized bed and furniture. There is an HVAC unit in each room for A/C and heat.
Spruce Ridge is a pristine, well-managed and financially sound, Pet Friendly 24HR Doorman building. Situated on a pretty, residential block, between 2nd and 3rd Avenues, there is also a wonderful roof deck, with jaw-dropping landmark views, as well as a card-operated laundry room, package screen, bicycle and storage room. Five minutes from the 6 train, Madison Square Park and one block from lively Third Avenue with a myriad of restaurants and pubs. There is also a Fairway, Whole Foods, Trader Joes and more (Dag’s and Morton Williams) right around the corner. Pet Friendly! Subletting after two years, for up to 5 of 7 years upon approval. Don’t miss!
Features
- Town: New York
- Cooling: Other
- Levels: 20
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Laundry: Building None
- Complex: Spruce Ridge
- Year Built: 1964
- Common Charge: $1,595 Monthly
- Approx Sq. Feet: 650
- View: City
- Pet Policy: Building Yes,Yes
- MLS#: RLS20092425
- Days on Market: 11 days
- Website: https://www.raveis.com
/prop/RLS20092425/245e25thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Brown Harris Stevens Residential Sales LLC Phone: (212) 906-9234
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
New York (Kips Bay), NY, 10010
$675,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,234 | $3,369 | $4,448 |
| Total Monthly Payment | $3,326 | $3,461 | $4,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535