Enjoy the charm of James Island living with modern updates, NEWLY installed 6' Privacy Fence, a fantastic location, and no HOA restrictions! Welcome to this friendly, single-story, brick home nestled on a spacious and level . 32 acre lot in a prime location just minutes from Folly beach and downtown Charleston! Enter through the welcoming foyer into the large dining room that's perfect for entertaining. Meander along the bright, ceramic tile flooring into the great room with space for a breakfast nook or an office, a fireplace in the family area and the open kitchen with a breakfast bar. Circling past the kitchen and toward the front door you'll find three spacious bedrooms, the hall bathroom and the laundry room. The primary bedroom boasts a private bathroom, as well as, a beautiful view of the front yard. Through the covered breezeway you'll find access to the single car garage, the back patio and a huge, private, freshly fenced backyard. Great News! There is a functional HVAC vent in the garage that can be opened to heat and cool that space when you're ready to expand! Rest easy shaded by the mature trees while you enjoy grilling out, entertaining, or watching the kids or pets play. This home is just perfect for efficient, modern living! Conveniently located just off Folly Rd near shopping, dining, and Folly Beach. It's also less than 2 miles from James Island County Park and just a short drive to Downtown Charleston. Come see your new home, today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,276 | $2,399 | $3,156 |
| Total Monthly Payment | $2,351 | $2,474 | $3,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.