Discover the potential in this sought-after Three Village Colonial featuring a first-floor accessory apartment or professional or home office with 2 rooms, a full bath, a private entrance, and ample parking, with the added convenience of a circular driveway providing easy access to the road. The main residence welcomes you with a spacious foyer and a double coat closet, leading into an eat-in kitchen, formal dining room, living room, and an additional room suitable for a first floor bedroom, home office, or den. A center-hall staircase brings you to the second level, which includes a full hallway bath, three bedrooms, and a primary bedroom has its own private bath with stand-up shower. Pull-down attic stairs offer additional storage options. Large basement offers additional storage or living space. The backyard is accessed through the laundry room, opening to a concrete patio ideal for outdoor seating and gatherings. The gently sloped yard provides a sense of privacy along with space for gardening, landscaping, or future outdoor enhancements. Central A/C has vents/compressor not working. Close access to SUNY University/Hospital, shopping, historic district, museums & restaurants.
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Our Executive Mortgage Banker:
$799,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,999 | $639,999 | $639,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.412% | 6.640% | 5.952% |
| Monthly Tax Payment | $1,450 | $1,450 | $1,450 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,889 | $4,041 | $5,315 |
| Total Monthly Payment | $5,431 | $5,583 | $6,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.