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20 Oak Road, New Milford (Millstone Ridge), CT, 06776 | $435,000
Experience the best of Candlewood Lake living in this updated Millstone Ridge home, perfectly designed for comfort, character, and a true yearround lake lifestyle. Set on a quiet culdesac, the property features a circular driveway, mature landscaping, and an inviting presence from the moment you arrive. Inside, vaulted ceilings, exposed beams, and an open layout create a bright, airy atmosphere. The kitchen offers farmhouse charm with stainless steel appliances, open shelving, and an apronfront sink. The living room centers around a stone fireplace with woodburning insert and reclaimed wood mantel, with large glass doors opening to a spacious private deck ideal for entertaining or relaxing outdoors. The main level includes two generously sized bedrooms and an updated full bath. The finished lower level adds a comfortable family room, a second full bath, dedicated laundry/storage, and a large flexible bonus room that functions perfectly as a third bedroom or office, giving the home a true 2/3 bedroom layout with excellent room sizes throughout. Recent upgrades include a new roof (2021), remodeled bathroom (2021), water softener, and leafguard gutters. The deck has been routinely resealed, and the home sits outside any flood zone. Residents enjoy access to a private sandy beach with lake views, swim platform, picnic areas, kayak/canoe storage, playground, and potential boat slip availability.
Features
- Town: New Milford
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Style: Ranch
- Year Built: 1965
- Heating: Heat Pump,Hot Air
- Cooling: Central Air
- Basement: Full
- Above Grade Approx. Sq. Feet: 816
- Below Grade Approx. Sq. Feet: 476
- Acreage: 0.3
- Est. Taxes: $4,549
- HOA Fee: $1,200 Annually
- Lot Desc: Lightly Wooded,On Cul-De-Sac
- Elem. School: Hill & Plain
- High School: New Milford
- Appliances: Gas Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24176815
- Website: https://www.raveis.com
/prop/24176815/20oakroad_newmilford_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: (401) 351-2017
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 147983
845.290.3871
Matthew.DeMaria@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
20 Oak Road, New Milford (Millstone Ridge), CT, 06776
$435,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Matthew DeMaria
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $379 | $379 | $379 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,143 | $2,197 | $2,890 |
| Total Monthly Payment | $2,597 | $2,651 | $3,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524