20 Oak Hill Drive, Exeter, RI, 02822 | $729,000
Welcome to this well-maintained one-level ranch, ideally situated on a quiet street in Exeter, RI with convenient access to Route 4 and Interstate 95. Set back nicely on a nearly half-acre lot, this property offers both privacy and accessibility, with a fenced rear yard perfect for relaxing, entertaining, or enjoying outdoor activities. Inside, the home features gleaming hardwood floors throughout the main living areas and a spacious, functional layout designed for comfortable everyday living. The inviting living room features a cathedral ceiling. The dining room is ample and is adjacent to the updated open kitchen. The primary bedroom offers a private ensuite bath that has been tastefully updated, while two additional bedrooms share a full bathroom. Above the attached two-car garage, a finished bonus room with hardwood floors provides flexible additional living space perfect for a home office, playroom, guest area, or media room. Step outside from the kitchen onto the rear deck, where you can unwind in the hot tub and enjoy the peaceful backyard setting. Combining thoughtful updates, versatile living space, and a desirable location, this home is move-in ready and offers the ease of single-level living with room to grow.
Features
- Amenities: Golf,Highway Access,Near Schools,Recreation Area,Restaurant
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Cape Cod,Ranch
- Year Built: 1989
- Garage: 2-car Attached,Garage
- Heating: Baseboard,Heat Pump,Hot Water,Oil,Other
- Cooling: Ductless,Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,875
- Acreage: 0.41
- Est. Taxes: $5,181
- Appliances: Dryer,Dishwasher,Exhaust Fan,Microwave,Oven,Range,Refrigerator,Tankless Water Heater,Washer
- MLS#: 1411698
- Website: https://www.raveis.com
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William Raveis Family of Services
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888.699.8876
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20 Oak Hill Drive, Exeter, RI, 02822
$729,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $583,200 | $583,200 | $583,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $432 | $432 | $432 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,591 | $3,734 | $4,882 |
| Total Monthly Payment | $4,115 | $4,258 | $5,406 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB