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A rare find- Casual elegance and serenity abound in this Augusta style one-level free standing PUD home in the desirable, beautifully maintained Greens at Gillette Ridge. Striking features begin at the covered entry, thru the columned foyer flanked by living and dining rooms (as easily suited for office, music or library). Crown moldings, transom topped windows, gleaming hardwood floors, cathedral ceilings & recessed lighting enhance throughout. A spacious Kitchen has ample cabinetry, abundant workspace, granite countertops, counter seating and an adjacent breakfast nook flows into the Great Room. This open concept area offers a gas FP, handsome built-ins as well as deck access. The private deck overlooks and steps down to an expansive flat yard with views of distant woods. The substantial primary suite includes dual walk-in closets & luxurious ensuite bath with soaking tub, oversized double-sink vanity & separate walk-in shower with built-in seat. The second bedroom is adjacent to a full bath. Completing the functionality are linen, guest and utility closets & a mud/laundry center leading to an attached 2 car garage. The enormous lower level basement provides exceptional storage , daylight windows & mechanical updates- HVAC (Nov '22) and H2O htr (2018). Take a short stroll to the Greens Club House with social areas, health/fitness facility and outdoor heated pool & patio. The unaffiliated Gillette Ridge Golf Club , an 18- hole Arnold Palmer design surrounds the complex. -Complex is a PUD and owners are responsible for the home's exterior elements (roof, deck, windows, siding). - Town of Bloomfield has a 4 year phase-in for Property taxes. Buyers, please do an appropriate review of phase-in.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Full Bath | 11.9 x 15.6 | Main |
| Dining Room | 9 ft+ Ceilings,Hardwood Floor | 12.1 x 14.0 | Main |
| Full Bath | Tub w/Shower,Tile Floor | 4.8 x 8.0 | Main |
| Great Room | 9 ft+ Ceilings,Cathedral Ceiling,Book Shelves,Built-Ins,Gas Log Fireplace,Hardwood Floor | 18.4 x 18.8 | Main |
| Half Bath | Hardwood Floor | 3.5 x 6.9 | Main |
| Kitchen | Vaulted Ceiling,Breakfast Bar,Breakfast Nook,Granite Counters,Hardwood Floor | 11.8 x 20.0 | Main |
| Living Room | 9 ft+ Ceilings,Hardwood Floor | 11.1 x 14.0 | Main |
| Primary Bath | Double-Sink,Full Bath,Stall Shower,Tile Floor | 9.8 x 15.0 | Main |
| Primary Bedroom | Cathedral Ceiling,Bedroom Suite,Stall Shower,Whirlpool Tub,Walk-In Closet,Hardwood Floor | 14.1 x 20.4 | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $1,101 | $1,101 | $1,101 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,201 | $3,329 | $4,352 |
| Total Monthly Payment | $4,394 | $4,522 | $5,545 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.