4 PROVIDENCE Lane, Palm Coast, FL, 32164 | $524,900

Welcome to 1 of only 3 Ana Paula models ever built in Palm Coast by World Class Homes of NE Florida. This custom 3BR/3BA home blends Mediterranean-inspired architecture with quality craftsmanship and thoughtful design. Features include a stamped circular driveway, elegant front elevation, architectural ceiling details, ambient lighting, wood-look LVP and tile flooring, and a stylish electric fireplace. The open split floor plan offers multiple living and dining spaces with seamless indoor/outdoor flow. The kitchen features KraftMaid cabinetry, granite countertops, stainless appliances, farmhouse sink, breakfast bar, coffee and wine station with built-in wine fridge, pull-out shelving, deep drawers, and built-in spice rack. Pocket sliders open to a 515 sq. ft. tiled lanai overlooking the screened saltwater pool, private pool bath, fenced backyard, paver fire pit, mature landscaping, and storage shed. Welcome to 1 of only 3 Ana Paula Models ever built in Palm Coast by World Class Homes of NE Florida. It blends timeless Mediterranean-inspired architecture with quality craftsmanship and thoughtful design, this custom-built 3-bedroom, 3-bath home stands apart from today's typical inventory. From the stamped circular driveway and elegant front elevation to the architectural ceiling details and ambient lighting, the home immediately delivers a sense of character and attention to detail. Designed for both comfortable everyday living and effortless entertaining, the open split floor plan offers multiple living and dining spaces, wood-look LVP flooring and tile throughout, a stylish electric fireplace, and seamless indoor/outdoor flow. The kitchen was designed to be both beautiful and functional, featuring extensive KraftMaid cabinetry, granite countertops, stainless appliances, farmhouse sink, breakfast bar, coffee and wine station with built-in wine fridge, pull-out shelving, deep storage drawers, and built-in spice rack. Pocket sliders open to an expansive 515 sq. ft. covered and tiled lanai overlooking the screened saltwater pool and private backyard setting. The lanai also features a convenient private pool bath, creating an ideal setup for outdoor entertaining and poolside living. Additional outdoor features include a paver fire pit area, mature landscaping, full fencing, and storage shed. A truly distinctive Palm Coast home that feels custom in every sense of the word.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Contemporary, Spanish
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,298
  • Acreage: 0.26
  • Est. Taxes: $3,564
  • Lot Desc: Other
  • Pool: In Ground, Salt Water, Screen Enclosure
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer, Wine Cooler
  • MLS#: 2146153
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/2146153/4providencelane_palmcoast_fl?source=qrflyer
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Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro.Delgadillo@raveis.com

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4 PROVIDENCE Lane, Palm Coast, FL, 32164

$524,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $419,920 $419,920 $419,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $297 $297 $297
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,586 $2,689 $3,515
Total Monthly Payment $2,975 $3,078 $3,904

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.