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Beautiful brick home in the sought after neighborhood of Holly Trace. This 4 bedroom, 2. 5 bathroom home has the perfect balance of traditional and modern features in a very functional floor plan! Formal living and dining spaces at the front of the home--which the current owners use as formal dining & home office spaces--allow for separate living areas, with an open kitchen & living space at the back of the home. Updated eat-in kitchen with island and stainless steel appliances, spacious pantry, and more is connected to the breakfast nook overlooking the backyard. Living room, open to kitchen, features a fireplace. Hardwood flooring throughout main level with tile in the mudroom, half bath, and laundry. Upstairs you'll find 4 bedrooms (or 3 bedrooms + bonus room--depending on how you choose to use the space). Primary bedroom with trey ceiling features walk-in closet & ensuite with double vanity and separate shower/tub. Additional three rooms upstairs share second full bathroom. Screened porch & large paver patio create an outdoor space perfect for relaxing, entertaining, or anything in-between!
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Our Executive Mortgage Banker:
$565,681
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $452,545 | $452,545 | $452,545 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $172 | $172 | $172 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,786 | $2,898 | $3,788 |
| Total Monthly Payment | $3,050 | $3,162 | $4,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.