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Welcome to this spacious home in Valrico in the Copper Ridge community which offers 4 bedrooms and 2. 5 baths. This home has been loved, well cared for and has plenty to offer including low HOA dues and NO CDD. The eat in kitchen cabinets have been recently updated with a modern look, the countertops are granite, all the appliances are stainless steel, and there is a middle island that is great for food prep or hosting. Two pantries in the kitchen allow plenty of room for food storage and/or miscellaneous items. The first floor features a half bathroom for easy access, a formal living room alongside a separate family room. Think of the possibilities when you want to entertain, have a movie night, or just relax. Natural light shines in the dining room with its newly installed tile flooring perfect for easy clean up and low maintenance. Upstairs, the spacious master bedroom has two walk in closets and a master bathroom. Enjoy soaking in the garden tub or step into the walk in shower. Three secondary bedrooms have access to a full bathroom in the hallway complete with a tub/shower combo. The secondary bedrooms are spacious and have ample closet space. Outside, the exterior of the house has been freshly painted. The roof was replaced (2018) and all the windows were replaced (2019) with double pane, low argon tilt in windows which makes cleaning them a breeze! Enjoy a nice size patio perfect for possible cook outs, relaxing, or just enjoying the nice weather. The property is located in the middle of a cul de sac and backs up to a partially wooded field. Schedule your showing today.
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Our Executive Mortgage Banker:
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$376,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,800 | $300,800 | $300,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $193 | $193 | $193 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,852 | $1,926 | $2,518 |
| Total Monthly Payment | $2,120 | $2,194 | $2,786 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.