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This updated home has just under 2000 square feet of heated/a/c space when the 280sf bonus/Florida Room is added to the base area square footage. Recent updates include roof replaced in 2023, heat and air in 2019, windows updated in 2009 to energy efficient windows in main living area, electric panel updated in 2019. Vinyl flooring in light grey/beige tones added in 2020. This home features a private living room with adjacent dining room and the kitchen features stainless appliances and adjacent eat-in area. The large family room is off kitchen and could have space for an office or another dining area. The large 2nd bedroom has a reach in closet while the master bedroom has a walk-in closet. Both baths have been updated and have granite vanity tops. The large bonus/Florida room off the family room could be a 3rd bedroom, office or den. The home has reclaimed water for irrigation but prior tenant disconnected so the Seller is offering an allowance to re-sod. Highland Lakes is Pinellas County's premier 55+ community. Amenities include a 27-hole executive golf course, 2 clubhouses with the 2nd one located on Lake Tarpon, 2 heated pools, picklel ball, tennis, boccee, shulfboard and shuffleboard courts. A boat and RV storage, lot as space is available. Clubs include, artisians, photography, ceramics, card groups and many more. The Auditorium hosts shows, dances and exercise groups. There is a fully supplied wood shop and ceramics studio. Many planned activities weekly.
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$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $376,000 | $376,000 | $376,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $614 | $614 | $614 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,315 | $2,374 | $3,122 |
| Total Monthly Payment | $3,004 | $3,063 | $3,811 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.