727 BAYWOOD CIRCLE, Sanford, FL, 32773 | $390,000

Welcome to 727 Baywood Circle — a rare Sanford opportunity where flexibility, functionality, and lifestyle converge on one remarkable property. Nestled in an established community with no HOA restrictions, this versatile residence offers exceptional value for homeowners, multigenerational living, and savvy investors alike.

Originally designed as a four-bedroom home, the owner thoughtfully reconfigured the layout to create an oversized primary-style bedroom retreat, now functioning as a spacious three-bedroom residence. For buyers needing additional accommodations, the home can easily be converted back into a four-bedroom layout. Inside, the property showcases luxury vinyl plank flooring throughout the living areas and bedrooms, complemented by tile flooring in the kitchen and dining spaces for both durability and style.

The gorgeous chef's kitchen has a generous pantry" and a separate laundry room makes for ample space.

Step into the covered Florida room, an inviting extension of the home featuring artificial turf flooring — the perfect setting to enjoy crisp fall mornings, sunny winter afternoons, or relaxing evenings year-round. The fully fenced backyard creates a private outdoor retreat with ample room for entertaining, pets, gardening, or recreational storage.

One of the property’s standout features is the detached accessory dwelling unit with its own private entrance, connected to the two-car (detached) garage. Whether utilized as a home office, private guest suite, mother-in-law quarters, income-producing rental, or future Airbnb opportunity, this flexible space opens the door to endless possibilities and outstanding income potential.

In addition to the detached two-car garage, the property also features a two-car carport ideal for additional vehicles, boat storage, or hobby space — a rare convenience with no HOA limitations.

Perfectly positioned near shopping, grocery stores, dining, and major commuter routes, the home also enjoys close proximity to the airport for easy travel access. Just moments away, residents can enjoy a charming community park featuring a scenic lake with ducks, along with tennis and pickleball courts for an active Florida lifestyle.

Properties offering this level of versatility, privacy, and investment potential rarely become available. Whether you are seeking a primary residence with income opportunities, multigenerational flexibility, or an investment with future upside, 727 Baywood Circle delivers a truly exceptional opportunity in the heart of Sanford.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 1970
  • Garage: 2-car Boat, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,650
  • Acreage: 0.21
  • Est. Taxes: $2,332
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: O6407495
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/O6407495/727baywoodcircle_sanford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 12:33:55 PM)
Listing courtesy of Dalton Wade Inc   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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727 BAYWOOD CIRCLE, Sanford, FL, 32773

$390,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $312,000 $312,000 $312,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $194 $194 $194
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,896 $1,970 $2,591
Total Monthly Payment $2,165 $2,239 $2,860

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.