644 OLD MILL DRIVE, Debary, FL, 32713 | $85,000

Rare opportunity to own approximately 1. 52 acres tucked away within the unique St. Johns River Acres community of DeBary. Surrounded by estate-style canalfront properties with access to the St. Johns River, this property offers the kind of Old Florida privacy and natural beauty that is becoming harder to find. Whether you are a boater, investor, builder, or someone simply looking for a secluded waterfront retreat, the potential here is undeniable. Travel down the unpaved road and leave the busy world behind while still being only minutes from shopping, dining, major roadways, and everyday conveniences. Backing up near the Blue Spring State Park area, this property is surrounded by peaceful natural beauty and abundant wildlife. The front portion of the property features a small pond and natural wetlands, while the potential buildable area is positioned toward the rear facing the canal, where an existing structure currently sits. Bring the toys and create your own private waterfront escape with canal access leading out to the St. Johns River.

Features

  • Lot Size: 100.0 x 663.0
  • Lot Desc: Buildable, Flood Plain, Wooded
  • View: Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Debary Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • MLS#: O6407879
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/O6407879/644oldmilldrive_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 11:05:47 PM)
Listing courtesy of KGV REALTY GROUP   Phone: 407-474-0844

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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644 OLD MILL DRIVE, Debary, FL, 32713

$85,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $68,000 $68,000 $68,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $419 $435 $569
Total Monthly Payment $494 $510 $644

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.