|
BEAUTIFUL RANCH ON A QUIET CUL-DE-SAC IN WALLKILL SCHOOL DISTRICT! Welcome to this beautifully maintained three bedroom, two full bath home offering 1852 ft. of comfortable living space with many thoughtful updates throughout. The main level features hardwood floors, updated recessed lighting, solid wood interior doors, an updated kitchen with gas range, spacious pantry and a tastefully renovated full bath. The addition of two sun tunnels brighten this space with plenty of natural daylight. The lower level expands the living space with a comfortable family room, expansive third bedroom, a tiled full bath with walk-in shower and abundant closet space throughout. With direct walkout access, the lower level blends interior comfort with outdoor living spaces seamlessly. Designed for entertaining, the home offers multiple outdoor spaces to enjoy. The upper deck complete with a canopy, is the ideal spot to relax or dine outdoors overlooking the beautifully landscaped yard. The front of the home is lined with gorgeous gardens that add exceptional curb appeal throughout the seasons. Additional highlights include a large 20‘ x 28‘ two-car garage with attic storage, providing plenty of room for vehicles, tools, hobbies, and extra storage needs. This move-in ready home combines comfort, charm, and versatile living space both inside and out. Conveniently located just minutes from Gardiner and New Paltz, with easy access to local farm markets, wineries, distilleries, Minnewaska State Park, Mohonk Mountain House, and the Shawangunk Ridge. Commuter friendly location – approximately 90 minutes to NYC and close to major highways, Stewart International Airport, and Metro North train station. Updates include: windows, exterior doors, vinyl siding and composite front deck all in 2024, well pump 2021, gutters 2021, roof 2019, kitchen 2013, furnace 2000.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $783 | $783 | $783 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,290 | $2,382 | $3,114 |
| Total Monthly Payment | $3,147 | $3,239 | $3,971 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.